SYF

Synchrony Financial

Financial Services
68.72 -2.25 -3.17% Market Closed
2026-06-03 • USD

Key Metrics

Market Cap 23.16B
EV —
Shares Out 336.95M
Revenue (ttm) —
Net Income 3.60B
Beta —
P/E 6.17
Forward P/E —
EPS (ttm) $9.66
P/S —
P/B 1.43
P/FCF —
P/C —
EV/Sales —
EV/EBITDA —
ROA 2.96%
ROE 21.54%
ROIC —
Gross Margin —
Oper. Margin —
Profit Margin —
Debt/Eq 1.00
LT Debt/Eq 49.93%
Quick Ratio —
Current Ratio —
Book/sh 48.12
Cash/sh 60.04
Div Yield 1.75%
Div TTM $1.20
Payout Ratio 12.42%
SMA20 -3.86%
SMA50 -5.01%
SMA200 -7.5%
Volume 4,161,679
Avg Volume 4.36M
Rel Volume —
Perf Week -3.81%
Perf Month -6.86%
Perf Quarter -0.36%
Perf Half Y -14.48%
Perf YTD -17.63%
Perf Year 19.62%
Perf 3Y 110.09%
Perf 5Y 38.02%

Factor Lens

Seasonal Performance

Dividends

Per-share amounts adjusted for stock splits.

Last Dividend $0.3000
TTM Yield 1.75%
TTM Amount $1.20
Payout Ratio 12.42%
3-Yr Growth (CAGR) 8.51%
5-Yr Growth (CAGR) 5.50%

Last 12 Payouts

Period Ex-Date Amount / Share
Q1 2026 ~2026-03-31 $0.3000
Q4 2025 ~2025-12-30 $0.3000
Q3 2025 ~2025-09-30 $0.3000
Q2 2025 ~2025-06-30 $0.3000
Q1 2025 ~2025-03-31 $0.2500
Q4 2024 ~2024-12-30 $0.2500
Q3 2024 ~2024-09-30 $0.2500
Q2 2024 ~2024-06-30 $0.2500
Q1 2024 ~2024-03-31 $0.2500
Q4 2023 ~2023-12-30 $0.2500
Q3 2023 ~2023-09-30 $0.2500
Q2 2023 ~2023-06-30 $0.2300

Financial Trends

Revenue & Net Income

Earnings Per Share

Margins

Cash Flow

Company Overview

Synchrony Financial provides a diverse set of financing solutions and innovative digital capabilities to a broad group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. The Company's offerings include private label, dual, co-brand and general purpose credit cards, as well as short- and long-term installment loans and consumer banking products. Synchrony operates through various sales platforms and serves consumers and businesses seeking access to responsible credit. The Company leverages its lending expertise, disciplined credit underwriting and consistent innovation to expand and deepen its role across the consumer finance and payments ecosystem. Synchrony is focused on expanding access to credit through proprietary platforms like Synchrony PRISM, which evaluates creditworthiness using more than 9,000 data points beyond traditional credit scores. The Company serves nearly 69 million average active accounts and generated $182.3 billion in purchase volume in 2025, with $103.8 billion in loan receivables and $3.6 billion in net earnings.

Name
Synchrony Financial
Industry
Financial Data & Stock Exchanges
CEO
Brian D. Doubles · President and Chief Executive Officer
Employees
19,000 as of 2025-12-31
IPO Date
2021-10-04
Phone
(203) 585-2400
Address
777 Long Ridge Road, Stamford, CT 06902
Website
https://investors.synchrony.com

Key Executives

Name Title FY Pay
Darrell Owens — —
Carol Juel — —
Courtney Gentlemen — —
Alberto Casellas — —
Brian D. Doubles President and Chief Executive Officer —

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